Special Guest – Todd Langford, Owner and Creator of Truth Concepts Software
April 20th, 2012
Todd Langford, the creator of the Truth Concepts calculator software, has been an advocate of providing financial education to clients of the financial services industry for many years. His extensive knowledge of math, numbers and calculations pertaining to financial products has allowed him to be a mentor to some of the top advisors in the United States. Todd’s software demonstrates the truth about how life insurance works, the true rate of return for real estate, what the stock market really does, how to evaluate the true cost of investments and many other valuable calculators.
Todd joins Patrick Donohoe to discuss insurance, the economy and his calculator system Truth Concepts. Todd brings a very unique perspective to the conversation because of the broad applications of his software.
Truth Concepts
Always objective, the Truth Concepts™ calculators provide a snapshot of the costs associated with any gain. Our core philosophy to educate drives our software, and unlike many products available, we have created a product that provides an objective, balanced analysis.
Calculators
Truth Concepts™ Full (all calculators and tools)
Truth Concepts Lite™ (Financial, Loan Analysis, Borrowing Strategy, Maximum Potential, Auto Purchases, Future Requirements, & Life Values tools only)
Truth Concepts Real Estate™ (Loan Analysis and Financial)
To learn more about Truth Concepts visit their website – TruthConcepts.com
You can also find an Android version of the Truth Concepts calculators through the Android Market
For more information about Paradigm Life and Infinite Banking, download our article or contact us at info@paradigmlife.net or by phone at 1-800-870-8670.
Cash Value Insurance Vs. IRA/401K
February 4th, 2011
Recently an article published on Yahoo! discussed the advantages and benefits of Cash Value Life Insurance. Not only did the author list many of the benefits found within Cash Value Life Insurance (Whole Life), but he went one step further and compared them to traditional savings plans (ROTH IRA, IRA, 401(k), just to name a few).
Clearly the author (C. Anthony) understands the basics and economics behind whole life insurance policies, and many of the examples illustrated are directly inline with what Infinite Banking is all about. Rarely do you see much written about the living benefits associated with whole life insurance, and it is refreshing to find a simplified article (from someone outside the insurance industry) that grasps these ideas and delivers them in an effective manner. We highly recommend that you read the article and we have included some notable excerpts from the article below…
Cash Value Insurance Vs. IRA/401K
“In this article, I want to discuss a little bit about cash value life insurance, and compare it in a retirement scenario to a more traditional IRA, ROTH IRA, or 401k. I will show, that, in general, before the age of 40, whole life insurance will outperform a ROTH or traditional IRA or just about any of that other mutual fund propaganda. In fact, it will usually outperform a 401k with company match as well….”
“Because as soon as you understand economics of life insurance, you will see that in a whole life policy, you have $1 doing the work of $2….”
“Did you read that? You will get PAID to have life insurance. How does that happen, you ask? It comes from a little axiom that I like to call, $1 doing the work of $2….”
Article: Yahoo! Associated Content – Cash Value Insurance Vs. IRA/401K
To learn more about the living benefits of cash value life insurance and Infinite Banking contact us at 1-800-870-8670 or by e-mail at info@pardigmlife.net.
Download our free article on Infinite Banking!
What is Your Risk Paradigm? A Life or Debt Decision – Infinite Banking
August 23rd, 2010
Patrick Donohoe of Paradigm Life had the opportunity to be interviewed by The Real Estate Guys Radio which is a hugely popular radio show that covers real estate, finances and investing topics and has one of the most downloaded podcasts in all of iTunes (if you don’t currently subscribe to their podcast you need to)! Some of the most recent guests on The Real Estate Guys show have included billionaire and CEO Steve Forbes and fund manager, economist, and author Peter Schiff.
In this show entitled: What is Your Risk Paradigm? a Life or Debt Decision, The Real Estate Guys and Patrick Donohoe discuss how life insurance, when structured correctly, can provide living benefits and utility to almost any business and personal situation including real estate! These living benefits can include: Liquidity, Safety, Rate of Return, and Tax Benefits. To learn more about how you can utilize Infinite Banking in real estate visit www.BeYourBank.com.
At Paradigm Life we have worked with many business owners, real estate investors, doctors and dentists in implementing the Infinite Banking Concept for their specific situation. We specialize in educating clients so they can take full advantage of these benefits. Listen to The Real Estate Guys Radio podcast below to learn how you can take advantage of the Infinite Banking Concept and its living benefits.
The Real Estate Guys Radio:
Broadcast Blog – What is Your Risk Paradigm? A Life or Debt Decision
Audio – What is Your Risk Paradigm? A Life or Debt Decision
Visit the Real Estate Guys Radio website to get insightful information about the real estate and financial world, and subscribe to their podcast. You can find them at www.RealEstateGuysRadio.com.
For more information on Infinite Banking download our free article!
Other Reference Sites: www.BeYourBank.com, www.BankingForDoctors.com,
Economic Reasons To Switch To Infinite Banking
August 16th, 2010
Economic Reasons To Switch To Infinite Banking
Here are some quick facts to help you realize that infinite banking is a great idea to keep you on top during these difficult times:
- In the area surrounding Sacramento, California there is one closed business for every six that are open
- In February, there were 5.5 unemployed Americans for every job opening
- According to one survey, 24% of American workers say they have postponed their planned retirement age
- US banks repossessed nearly 258,000 homes across the nation in the first quarter of 2010
- Several states have announced that they are delaying their tax refund checks
- Around 40% of retail spending comes from 20% of Americans
If you’d like to avoid dealing with the worse part of the economic crisis, look into infinite banking today.
Middle-Class America is Losing the Fight
July 27th, 2010
It doesn’t seem to be getting any better for Middle-America, they just can’t seem to catch a break.
Yahoo Finance recently came out with an article - The Middle Class in America Is Radically Shrinking. Here Are the Stats to Prove it.
Here are just a few of the stats provided in this article:
• 83 percent of all U.S. stocks are in the hands of 1 percent of the people.
• 61 percent of Americans “always or usually” live paycheck to paycheck, which was up from 49 percent in 2008 and 43 percent in 2007.
• 66 percent of the income growth between 2001 and 2007 went to the top 1% of all Americans.
• 36 percent of Americans say that they don’t contribute anything to retirement savings.
• A staggering 43 percent of Americans have less than $10,000 saved up for retirement.
• 24 percent of American workers say that they have postponed their planned retirement age in the past year.
Today it seems we are slowly straying from the path that has led to true economic prosperity.
Our mentors and leaders have flawed systems and traditional financial planning as well as our political situation are on paths that have never worked. Let’s make the change…
Paradigm Life Response to Dave Ramsey
July 23rd, 2010
Last year I had a client bring in some literature of Dave Ramsey and his take on Permanent Life Insurance. Dave Ramsey is one of the foremost opponents to permanent life insurance, but yet in his arguments he excludes some very important details. His alternative is buy term and invest the difference, which in our opinion is a very risky strategy.
The Truth About Life Insurance Click Here to Download Article
By Dave Ramsey and response by Patrick Donohoe
Download our free article Infinite Banking Article to discover how you can begin to take control of your financial future. – www.paradigmlife.net
